External card exposure precedes a transaction
Compromised-card signals can provide context before a payment attempt reaches internal fraud controls.
Risk Data · Data API or Private Deployment
Global Compromised Card Intelligence
Help merchants and payment teams identify cards that may need step-up verification, transaction review or follow-up investigation.
Add external card-exposure signals to cross-border payment, card-testing, fraud and chargeback workflows.
Customer problem
When internal signals do not explain the full external risk
Add external card-exposure signals to cross-border payment, card-testing, fraud and chargeback workflows.
Cross-border attacks reuse shared resources
Card testing, account abuse and proxy infrastructure can connect activity that otherwise appears unrelated.
Issuer authorization is not the full picture
Merchants still need proportionate verification and investigation using both payment and external evidence.
External card signals across the payment journeyCAPABILITY MAP
CONTEXT
The same external card signal can support several decision points in the payment and investigation journey.
Payment reviewAdd exposure context before authorization or capture
Fulfillment checkReview material risk before goods or service delivery
Chargeback managementAdd context to dispute and fraud investigation
Customer decisionChoose proportionate verification or review
The same external card signal can support several decision points in the payment and investigation journey.
- 01Payment reviewAdd exposure context before authorization or capture
- 02Fulfillment checkReview material risk before goods or service delivery
- 03Chargeback managementAdd context to dispute and fraud investigation
- 04Customer decisionChoose proportionate verification or review
Customer value
Help merchants and payment teams identify cards that may need step-up verification, transaction review or follow-up investigation.
Outputs are designed to make the signal explainable, reviewable and usable in an existing customer workflow.
Compromised-card risk signals with match context
Compromised-card risk signals with match context, organized so the responsible team can review the rationale and continue the workflow.
Relevant external exposure and activity indicators
Relevant external exposure and activity indicators, organized so the responsible team can review the rationale and continue the workflow.
Inputs for payment rules, step-up verification and manual review
Inputs for payment rules, step-up verification and manual review, organized so the responsible team can review the rationale and continue the workflow.
How transaction behavior and external risk meetCAPABILITY MAP
CONTEXT
Customer transaction evidence and external card exposure are complementary inputs to the payment-risk decision.
Customer transactionAmount, behavior, account and device evidence
External card riskExposure signal and relevant external context
Customer assessmentApply payment controls and proportionate review
Customer transaction evidence and external card exposure are complementary inputs to the payment-risk decision.
Use cases
Where this offering fits
Use the actual workflow, market and risk objective to confirm scope before deployment or engagement.
Card-not-present payment review
Use Global Compromised Card Intelligence when your team needs external context, clear evidence and a defined next step for card-not-present payment review.
Card testing and automated payment abuse
Use Global Compromised Card Intelligence when your team needs external context, clear evidence and a defined next step for card testing and automated payment abuse.
Chargeback and fraud investigation
Use Global Compromised Card Intelligence when your team needs external context, clear evidence and a defined next step for chargeback and fraud investigation.
Decision and action
From a defined scope to a usable result
The operating path changes by delivery model, while authorization, evidence and customer ownership remain explicit.
- 01
Define the decision point
Confirm the market, business workflow, input object and permitted use.
- 02
Return explainable context
Provide risk labels, match rationale and relevant external context through the agreed delivery method.
- 03
Combine customer evidence
Use the signal together with identity, behavior, transaction or investigation context.
- 04
Review outcomes and refresh
Monitor decision performance and refresh changing external risk conditions.
Separate domestic account and global card scenariosCAPABILITY MAP
CONTEXT
Mainland China bank-account risk and global compromised-card intelligence are distinct offerings for different workflows.
Mainland China bank-card riskDomestic gambling, fraud and account-review context
Global compromised-card intelligenceCross-border card exposure and payment-risk context
Use separatelyConfirm the market, permitted use and workflow first
Mainland China bank-account risk and global compromised-card intelligence are distinct offerings for different workflows.
What the team receives
Outputs for review and follow-up
- 01
Compromised-card risk signals with match context
- 02
Relevant external exposure and activity indicators
- 03
Inputs for payment rules, step-up verification and manual review
Start with the business risk
Explore where Global Compromised Card Intelligence can help.
Tell us about the workflow, target market and risk objective. We will confirm the suitable delivery scope and next step.